Sake Insurance — For Your Sake —
Welcome to Sake Services LLC ("we," "us," "our," or "Sake Services LLC"). These Terms and Conditions ("Terms") govern your access to and use of our website located at www.sakeservicesinvest.com (the "Website"), our Customer Service Portal, our insurance quoting tools, and all related services (collectively, the "Services").
Sake Services LLC is an independent insurance agency headquartered in Oakbrook Terrace, Illinois. We provide insurance brokerage services, helping individuals and businesses obtain personal and commercial insurance coverage from various insurance carriers.
Our Services Include:
We are licensed to transact insurance business in Illinois and may be licensed in additional states. We operate as an insurance broker and agent, not as an insurance company. Insurance policies are issued by third-party insurance carriers, not by Sake Services LLC.
You must be at least 18 years of age to use our Website and Services. By using our Website, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms.
You may use our Website only for lawful purposes and in accordance with these Terms. You agree not to:
Certain features of our Services, such as the Customer Service Portal powered by EZLynx, may require you to create an account. When you create an account, you agree to:
Our Website provides tools to request insurance quotes through our Compare Quotes feature (powered by EZLynx) and through contact forms. You understand and agree that:
You agree to provide accurate, complete, and truthful information when requesting quotes or applying for insurance. Providing false, misleading, or incomplete information may result in:
Insurance policies are contracts between you and the insurance carrier that issues the policy. Sake Services LLC acts as an intermediary to help you obtain coverage. You acknowledge that:
Sake Services LLC is licensed to operate in Illinois and may be licensed to transact insurance business in other states. Insurance regulations vary by state, and our services in each state are subject to the applicable laws and regulations of that state. We may not be able to provide services in all states.
Portions of our Website, including the Customer Service Portal and Compare Quotes tool, are provided through EZLynx, a third-party platform. Your use of these features is also subject to EZLynx's terms of service and privacy policy. We are not responsible for the operation, availability, or performance of third-party platforms.
When you obtain insurance through us, you enter into a contractual relationship with the insurance carrier. Each carrier has its own terms, conditions, and privacy practices. We encourage you to review the carrier's policies when you receive them.
Our Website may contain links to third-party websites. We do not control these websites and are not responsible for their content, privacy practices, or availability. Links to third-party websites do not constitute an endorsement.
By providing your contact information, you consent to receive electronic communications from us, including:
If you opt in to receive text messages from Sake Services LLC:
While we strive to respond to inquiries within 24 hours during business hours, response times may vary based on volume and complexity. Response times are not guaranteed.
The Website and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, audio, design, selection, and arrangement) are owned by Sake Services LLC, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.
"Sake Services LLC," "Sake Insurance," "For Your Sake," and our logos are trademarks of Sake Services LLC. You may not use these marks without our prior written consent. All other trademarks, service marks, and logos used on the Website are the property of their respective owners.
We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Website for your personal, non-commercial use in connection with obtaining insurance services. This license does not include:
THE WEBSITE AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER SAKE SERVICES LLC NOR ANY PERSON ASSOCIATED WITH SAKE SERVICES LLC MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE WEBSITE.
The information provided on our Website is for general informational purposes only and does not constitute professional insurance advice. While we strive to provide accurate information, we recommend that you consult with a licensed insurance professional (which may include our agents) before making insurance decisions.
We do not guarantee that you will be able to obtain insurance coverage or that any particular coverage will be available at a specific price. Insurance availability and pricing depend on many factors, including underwriting guidelines and your individual circumstances.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW:
IN NO EVENT WILL SAKE SERVICES LLC, ITS AFFILIATES, LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE WEBSITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE WEBSITE OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE.
THE FOREGOING DOES NOT AFFECT ANY LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.
You agree to defend, indemnify, and hold harmless Sake Services LLC, its affiliates, licensors, and service providers, and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:
These Terms and any dispute or claim arising out of or related to them, their subject matter, or their formation shall be governed by and construed in accordance with the laws of the State of Illinois, without giving effect to any choice or conflict of law provision or rule.
Any legal suit, action, or proceeding arising out of, or related to, these Terms or the Website shall be instituted exclusively in the federal courts of the United States or the courts of the State of Illinois, in each case located in DuPage County, Illinois. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.
Any cause of action or claim you may have arising out of or relating to these Terms or the Website must be commenced within one (1) year after the cause of action accrues; otherwise, such cause of action or claim is permanently barred.
We may terminate or suspend your access to all or part of the Website, without notice, for any conduct that we, in our sole discretion, believe is in violation of any applicable law or these Terms, or is harmful to the interests of another user, a third-party, or Sake Services LLC.
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Website. Your continued use of the Website after any changes constitutes your acceptance of the new Terms. We encourage you to review these Terms periodically.
If any provision of these Terms is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms will continue in full force and effect.
No waiver by Sake Services LLC of any term or condition set out in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of Sake Services LLC to assert a right or provision under these Terms shall not constitute a waiver of such right or provision.
These Terms, our Privacy Policy, and any other legal notices published by us on the Website constitute the entire agreement between you and Sake Services LLC with respect to the Website and supersede all prior or contemporaneous understandings and agreements, whether written or oral, with respect to the Website.
If you have questions about these Terms or our Services, please contact us:
Address: 1 Mid American Plaza 3rd Floor, Suite 300 PMB 7049, Oakbrook Terrace, IL 60181
Phone: 630-349-4343
Email: [email protected]
Website: www.sakeservicesinvest.com
Thank you for choosing Sake Services LLC.
Because insurance should protect you, not confuse you.